Terms of Use

Acceptance of Terms

By using this website, you agree to these Terms of Use. If you do not agree, please do not use this site.

Use of This Site

This site is provided for general informational purposes about Dr. Sam Dozie’s advisory, insurance, and referral services. You agree to use it only for lawful purposes and not to attempt to interfere with its normal operation, security, or availability.

Not Professional Advice

Content on this site — including the Insights articles and the free guide — is general educational information, not individualized tax, legal, accounting, investment, or insurance advice. See our Disclosures page for full detail.

Third-Party Links

This site links to third-party services, including the DREAMS Resources family of services. Dr. Dozie may receive compensation when you use these links (see Disclosures). We do not control and are not responsible for the content, accuracy, or practices of third-party sites.

Intellectual Property

The text, design, and graphics on this site are owned by Dr. Sam Dozie unless otherwise noted, and may not be copied or reused without permission.

No Warranty; Limitation of Liability

This site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Dr. Sam Dozie is not liable for any damages arising from your use of this site or reliance on its content.

Governing Law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Changes to These Terms

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be directed to info@drsamdozieedd.com.